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Need urgent help? Contact the Homeowner’s HOPE™ Hotline: (888) 995-HOPE
Making Home Affordable

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Find out if you are eligible
Are You Eligible?
Please use the self-assessment tools provided on this website to see if you are among the 7 to 9 million homeowners who may be able to benefit from Making Home Affordable.
Homeowners Like You
Watch the video
Homeowners Like You
VIDEO: The Making Home Affordable program recently visited Boston, MA. Watch now and hear real homeowners just like you talk about getting help and hope through Making Home Affordable.
State and Local
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State and Local HFA's
LATEST NEWS: Treasury announces programs designed to expand resources for working families to access affordable rental housing and home ownership over long term at little or no expected cost to the taxpayer.
Making Home Affordable Event
Upcoming Events
Obama Outreach Campaign
We're traveling to housing markets that have been hit hard by foreclosure, with the goal of empowering local partners to connect homeowners with much needed relief under the Obama Administration's housing program.

Are You Eligible?
Please use the self-assessment tools provided on this website to see if you are among the 7 to 9 million homeowners who may be able to benefit from Making Home Affordable.

Find out if you are eligible

Learn About Making Home Affordable

Refinancing
Many homeowners pay their mortgages on time but are not able to refinance to take advantage of today’s lower mortgage rates perhaps due to a decrease in the value of their home.

Modification
Many homeowners are struggling to make their monthly mortgage payments perhaps because their interest rate has increased or they have less income.

Beware of Foreclosure Rescue Scams - Help Is Free!
  • Beware of anyone who asks you to pay a fee in exchange for a counseling service or modification of a delinquent loan.
  • Scam artists often target homeowners who are struggling to meet their mortgage commitment or anxious to sell their homes. Recognize and avoid common scams.     
  • Assistance from a HUD-approved housing counselor is FREE.
  • Beware of people who pressure you to sign papers immediately, or who try to convince you that they can “save” your home if you sign or transfer over the deed to your house.
  • Do not sign over the deed to your property to any organization or individual unless you are working directly with your mortgage company to forgive your debt.
  • Never make a mortgage payment to anyone other than your mortgage company without their approval.
Report Lending Discrimination to HUD
If you believe you have experienced discrimination based on race, gender, national origin, or another reason, contact HUD’s Office of Fair Housing and Equal Opportunity at 1-800-669-9777.

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If you're having trouble getting a straight answer in connection with the Making Home Affordable program, call 1-888-995-HOPE and they will be able to get you the help you need.

Image: Need urgent help? Contact the Homeowner’s HOPE™ Hotline: (888) 995-HOPE

LATEST NEWS:
11/10: Obama Adminstration Releases New Data on Making Home Affordable Program, Includes State-Specific Modifications to Date
10/29: Administration Calls On Congress To Approve Key Housing Measures


UPCOMING EVENTS:
11/19: Jacksonville, FL
12/03: Orlando, FL
› More upcoming homeowner events.

A word from the new Chief of Treasury's Homeownership Preservation Office...

I'm honored to be starting on November 9th at Treasury and to contribute to the Obama Administration's ongoing efforts to stabilize the housing market and provide relief to struggling homeowners. I am joining the team at Treasury from Washington Area Women's Foundation where I have spent the last two years working to improve economic security for low income, women-headed families in the Washington Metropolitan area.Read More


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